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Home loan calculator

Explore a home-loan payment with your own assumptions. An illustrative estimate, never a lender quote or approval.

Estimated monthly instalment

PKR 2.86755 Lakh/ month

15 years · 14.5% annual markup · 30% down

Upfront down payment
PKR 90 Lakh
Amount borrowed
PKR 2.1 Crore

Set your assumptions

Updates as you adjust
PKR 3 Crore
30 Lakh15 Crore
30%
15%70%
14.5%
8%24%

Use the rate supplied by your lender. The starting value is an example.

15 years
3 years25 years

The full repayment picture

How the 180 monthly payments split between the amount borrowed and markup.

Principal 41%

Markup 59%

Loan principal
PKR 2.1 Crore
Total markup
PKR 3.06159 Crore
Upfront payment
PKR 90 Lakh
Total paid
PKR 6.06159 Crore

Understand the assumption behind the amount.

This calculation holds the annual markup constant for the entire term. A variable rate product can change your actual repayments. Fees, insurance and a lender's eligibility assessment are not included.

Ask the lender for a written repayment schedule and the full cost of financing. Confirm the structure of an Islamic or conventional product directly with the provider.

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